Strengthen Earnings.
Transform Liabilities.
Enduring, high-performance solutions are designed to transform benefit liabilities into long-term balance-sheet assets. The BOLI Group specializes in helping banks efficiently fund benefit obligations while strengthening capital efficiency, improving after-tax earnings, and supporting long-term strategic objectives.
Our approach is grounded in deep experience across the BOLI landscape, including plan design, carrier evaluation, portfolio construction, and ongoing policy management. We work closely with executive teams, finance leaders, and boards to align BOLI strategies with regulatory expectations, risk tolerance, and broader balance-sheet goals. From initial feasibility analysis through implementation and ongoing servicing, we provide thoughtful, disciplined guidance tailored to each institution’s unique needs.
Redefining what it means to be a modern BOLI advisor.
We partner with financial institutions to design intentional BOLI programs—combining creative structuring with disciplined analysis to align carrier selection, product design, and governance considerations with long-term balance sheet objectives
“Someone is sitting in the shade today because someone planted a tree a long time ago” - Warren Buffet
$200b
BOLI represents over $200 billion in assets held by U.S. banks
60%
of U.S. banks hold BOLI as part of their long-term capital and benefits planning